If you live in New York or New Jersey and lack full health insurance coverage for vaccines, you’re not without options. Both states offer programs to help adults get immunized without breaking the bank — through state-funded adult vaccine programs, public health clinics, and county health departments.

New York State: Vaccines for Adults (VFA) Program

The New York State "Vaccines for Adults (VFA)" program provides vaccines at no cost to eligible adults aged 19 and older. You may qualify if you are uninsured or if your health insurance does not cover the cost of vaccines.

Example VFA Clinics:

New Jersey: County-Based Free Vaccine Programs

Instead of a single statewide program, New Jersey offers free or low-cost adult immunizations through various local health departments at the county level. These are available for uninsured or underinsured adults.

Example County Programs:

How to Find a Vaccine Clinic Near You

• Visit State or County Health Websites: Search for terms like “Adult Vaccines” or “Uninsured Adult Vaccine Program”.
• Use the National Vaccine Locator: Go to Vaccines.gov, enter your ZIP code, and select the “Adults 19+ no/low cost” filter.
• Call Ahead to Confirm: Always call the clinic to verify eligibility, available vaccines, potential costs, and if they accept appointments or walk-ins.
• Bring ID and Records: Bring an ID and any vaccination records you have. Most clinics will not turn you away for inability to pay.

Practical Tips Before You Go

• Ask About Vaccine Availability: Inquire, "Which vaccines do you currently have for the 2025–26 season?" as stock can vary.
• Inquire About Fee Waivers: If a small “administration fee” is mentioned, ask about “fee waiver” or “sliding fee” options. Many programs ensure no one is turned away for inability to pay.
• Check Neighboring Counties: If your county doesn't have a program, call the health department in an adjacent county. Some may serve residents from neighboring areas.
• Confirm Vaccine Types: Free programs may not cover all vaccines. Some focus on flu and COVID-19, while others offer a broader range like HPV, MMR, or Hepatitis. Check if they have what you need.

Don’t skip your vaccines just because you think you can’t afford them. Both New York and New Jersey have state-funded programs and public-health clinics ready to help uninsured or underinsured adults.